At Pak Brunei Investment Company Limited our belief in the vibrancy and
resilience of the SME sector has led us to be the pioneering DFI in the field.

SME Group

Pak Brunei Investment Company Limited as a DFI has taken the lead in setting up a dedicated SME Division in 2012 for providing financial solutions, including lease finance – a viable and affordable alternative to traditional loans, to the SME sector. The team inducted is from the SME sector with the skill set required for unconventional risk assessment and mitigation. PBICL provides tailor-made solutions that are based on the unique needs of each customer.

SME sector has largely been serviced by leasing companies, however, as companies in the leasing sector reduced, a large segment of trade & Industry comprising of small and medium size enterprises started facing difficulties in access to finance. Through the establishment of the SME Group PBICL is filling the gap and servicing this niche by offering simply designed products to provide financial solutions. As a unique service PBICL’s SME Group also provides business services to the SME clients.

IF YOU WANT TO…

  • ACQUIRE
  • EXPAND
  • REPLACE

Machinery, Vehicle or any revenue generating asset for your business then we are here to facilitate you to grow your business. Furthermore, your cash/working capital requirements are met through different finance facilities tailor made to suit your business.

Why Pak Brunei…

  • We make small & medium entities ‘bankable’
  • We have dedicated professionals who understand your needs
  • We provide terms tailored to your requirements
  • We believe in prompt personal service at every stage
  • We offer comprehensive product range to meet your short term and long term financing requirements
  • We have created successful SME stories
  • We join hands with you throughout your journey as you grow from small to medium to the next stage.

Products we offer…

We have designed different products to meet your short term and long term financing requirements. We offer products and services for almost all the sectors engaged in manufacturing, services and trading businesses. Our team has also designed products to facilitate entities engaged in providing services to meet the basic needs of the society including education and health. With our expertise in green financing, we have the best solutions to meet your financial requirement for energy efficiency and energy conservation.

Business Services

As a unique service only offered by Pak Brunei, our SME expert team provides full services required by you to become a ‘bankable’ entity with the assistance of auditors, lawyers and valuators. Starting from opening of a bank account, registration of NTN and preparation of statements of accounts, registration of vehicle, we help cover the gaps that pose a hurdle in obtaining formal credit.

Whether you need an excavator, mobile crane, loader, dumper or general land transport vehicle to get your business on the road, Pak Brunei has the ability to provide you with a financing solution that suits your needs.

If you are engaged in any manufacturing concern business and you need a machine or any other equipment to meet your demanded production capacity or to improve your quality to attract new business, we will provide you the best possible solutions with our expertise in a variety of sectors mainly printing & packaging, automotive engineering, textile, pharmaceutical, steel and many other manufacturing/processing concerns.

We offer Working Capital/Cash products that can help developing businesses to grow further. This product is designed to cater to the working capital requirement especially for Small and Medium Business entities and ranges from 0.5 Million to 10 million.

At Pak Brunei, we have the expertise to provide best solutions for financing needs in the health sector and its ancillary businesses. Whether you need cash to run your business or you are looking for an advanced technology machine/equipment, we are here for you to meet your financing needs.

It is Pak Brunei’s initiative to facilitate educational institutions in order to support the overall education sector which is the nurturing ground for future leaders. We provide the best possible solutions to meet your cash requirements to fulfill your expansion plans as well as to meet requirements for financing addition security measures as a result of heightened risks.

Efforts to contain Climate Change issues have intensified as the effects of global warming have started to manifest in the form of flash floods, cyclone, species becoming extinct, changes in weather conditions etc. Moreover, keeping in view the energy cost & crisis in Pakistan, Pak Brunei has designed several options for Green Financing. Energy Efficiency & Energy Conservation (including transport) and renewable energy initiatives as well as waste recycling projects will be financed under this product category partnered with the best in the field for technological input.

Small-and-Medium

SME Products

What is Short Term Finance Facility?

A Finance Facility which meets working capital requirements for one year.

Salient Features

-Fixed and Variable pricing
-Repayment Monthly/Quarterly/Semi Annually basis.
– Facility PKR 500,000-10,000,000.

Eligibility

– Pakistan Resident
– All sectors
– 2 years business operations
– Collaterals Required

How to apply?

-Online Form
-Contact us

What is Short Term Lease?

To meet your lease requirements under one year

Salient Features

-Fixed and Variable pricing
-Repayment Monthly/Quarterly/Semi Annually basis.
-All kinds of industrial machines/Equipments/vehicles
-Direct Lease and Sale & Lease Back

Eligibility

– Pakistan resident
– All SME sectors
– 2 years operations minimum
– Collaterals required

How to apply?

– Online Form

What is Long Term Lease Finance Facility?

Lease Finance Facility to meet your lease requirements for more than one year.

Salient Features

-Fixed and Variable pricing
-Repayment Monthly/Quarterly/Semi Annually basis.
-All kinds of industrial machines/vehicles
-Direct Lease and Sale & Lease Back

Eligibility

-Pakistan Resident
-All sectors
-2 years business operations
– Collaterals required

How to apply?

– Online Form
-Contact us

What is Long Term finance Facility?

Finance Facility to meet working capital requirements / CAPEX / BMR.

Salient Features

-Fixed and Variable pricing
-Repayment Monthly/Quarterly/Semi Annually basis.
-Facility up to PKR 10,000,000
-Tenor 13 months- 5 years

Eligibility

– Pakistan Resident
– All sectors
-2 year Operations minimum
– Collaterals Required

How to apply?

– Online Form
– Contact us

Required Documents

  • Complete introduction of your business
  • Last three Years Financial Statements including ledgers and other maintained records
  • Copy(ies) of CNICs of proprietor/ partners/directors
  • Bank statement for last six months and proprietorship certificate in case of proprietorship business
  • List of major suppliers and major buyers with last six months sales and purchases
  • Copy of NTN and Tax returns for last three years
  • Copies of utility bills of the business premises
  • Form A and Form 29 in case of Private Limited company
  • Any other document as per the requirement of appraisal

Please apply online or contact our team for required information and further assistance.